Privacy Policy
1. General
At Karuna we take your privacy very seriously. As specified in our contract Karuna conforms to the highest levels of data protection. Karuna does not share any Client information with anyone for any reason whatsoever. Karuna Advisors respects the privacy of every individual who visits www.karunaadvisors.us (hereinafter the “Website”).This Privacy Policy outlines the information Karuna Advisors will collect and how we will use that information. This Policy will also instruct you on what to do if you do not want your personal information collected or shared.
2. Personally-Identifiable Information
There are cases where Karuna Advisors may ask you for personally-identifiable information such as your name, mailing address, and email address. Karuna Advisors will not collect any personally-identifiable information about you unless you provide it to us voluntarily.
When you do provide us with personally-identifiable information, Karuna Advisors may:
- store and process that information to better understand your needs and how we can improve our products and services;
- disclose that information to third parties when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with the rights or property (either intentionally or unintentionally) of Karuna Advisors, other members or users of the Website, or anyone else that could be harmed by such activities;
- disclose that information to third parties when we believe in good faith that the law requires it;
- disclose that information to third parties when we believe in good faith that such action is necessary to enforce the Terms of Use that are a part of the Website
Except as stated in this Privacy Policy, or as otherwise stated at the time personally-identifiable information is gathered, we will not provide personally-identifiable information to third parties, although certain non-personally-identifiable user information may be provided in aggregate form to third parties.
In case you would like to remove or change some personally-identifiable information, you may do so by contacting us at info@karunaadvisors.us
3. Children
This Website is not directed at individuals under thirteen years of age, and Karuna Advisors does not intend to collect any personally-identifiable information from such individuals.
4. Non-Personally-Identifiable Information
Karuna Advisors may also collect information about you that is not personally-identifiable. Examples of this type of information may include your age, gender, interests and preferences, the type of Internet browser you are using, the type of computer operating system you are using, and the domain name of the website from which you linked to the Website. Karuna Advisors may share this information with advertisers, business partners, sponsors and other third parties. This data is used to customize the Website’s content and advertising, and to deliver a better experience for our members and users.
5. Information We May Place Automatically On Your Computer’s Hard Drive
When you view the Website, we may store some information on your computer. This information will be in the form of a ”Cookie“ or similar file and will help us in many ways. A Cookie is an element of data that a website can send to your browser, which may then store the Cookie on your hard drive. Consequently, the next time you visit the Website, Karuna Advisors can recognize you. For example, Cookies are used to allow us to tailor the Website to better match your interests and preferences. With most Internet browsers, you can erase Cookies from your computer hard drive, block all Cookies, or receive a warning before a Cookie is stored. Please refer to your browser instructions or help screen to learn more about these functions.
6. Links to Other Websites
The Website allows links to various other Websites as stated in Karuna Advisors’s Terms of Use. Karuna Advisors assumes no responsibility for the information practices of sites you are able to access through the Website. These links to other sites do not imply affiliation or endorsement of a linked site in any way.
7. Security
Please keep in mind that whenever you give out personal information online that information can be collected and used by people you don’t know. While Karuna Advisors strives to protect your information and privacy, we cannot guarantee the security of any information you disclose online and you do so at your own risk.
The importance of security for all personally-identifiable information associated with our users and members is of utmost concern to us. Unfortunately, no data transmission over the Internet can be guaranteed to be secure. As a result, while we strive to protect your personally-identifiable information, Karuna Advisors can’t ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your personally-identifiable information, we will take reasonable efforts to ensure its security on our systems.
8. Business Transfers
As we continue to develop our business, we might sell or buy stores or assets. In such transactions, customer information generally is one of the transferred business assets. Also, in the unlikely event that Karuna Advisors or substantially all of its assets are acquired, customer information will of course be one of the transferred assets.
9. Your Acceptance Of These Terms
By using the Website, you signify your assent to the Karuna Advisors Privacy Policy and the Website’s Terms of Use. If you do not agree to this Policy or the Terms of Use, please do not use the Website. Your continued use of the Website following the posting of changes to these terms will mean you accept those changes.
10. Whom to Contact
If you have questions or concerns regarding this Privacy Policy you should contact Karuna Advisors.
Terms & Use
1. Introduction
This page states the terms (the “Terms of Use”) under which you may use www.karunaadvisors.us (the “Website”)). Please read this page carefully. If you do not accept the Terms of Use, do not use the Website. By using the Website, you are indicating your acceptance to be bound by the Terms of Use. Karuna Advisors may revise the Terms of Use at any time by posting an update to this page. You should visit this page periodically, because your continued use of the Website following the posting of changes to the Terms of Use will mean you accept those changes. The terms “you” and “user” as used herein refer to all individuals and/or entities accessing the Website for any reason.
2. Use of Material
The contents of the Website, such as text, graphics, images and other material (collectively, the ”Material”), are owned by Karuna Advisors and its licensors and vendors, and are protected by United States and foreign intellectual property laws. Unauthorized use of the Material may violate copyright, trademark and other laws. Karuna Advisors authorizes you to view and download a single copy of the Material on the Website provided you retain all copyright and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly perform or distribute the Material in any way for any public or commercial purpose.
The use of the Material on any other website or in a networked computer environment for any purpose is prohibited. You may not copy or adapt the HTML or other code that Karuna Advisors uses to generate its pages. This code is also protected by Karuna Advisors’s copyright.
3. Acceptable Site Use
General Rules: You may not use the Website in order to transmit, distribute, store or destroy Material (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy, publicity or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive or hateful.
Security Rules: You are prohibited from violating or attempting to violate the security of the Website and from using the Website to violate the security of other websites by any method, including, without limitation, (a) accessing data not intended for you or logging into a server or account which you are not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measurers without proper authorization, (c) attempting to interfere with service to any user of the Website, host or network, including, without limitation, via means of submitting a virus to the Website, overloading, “flooding”, “spamming”, “mail bombing” or “crashing”, (d) sending unsolicited e-mail, including promotions and/or advertising of products or services, or (e) forging any Karuna Advisors packet header or any part of the header information in any e-mail or newsgroup posting. Violations of system or network security may result in civil or criminal liability. Karuna Advisors may investigate violations of the Terms of Use and may involve and cooperate with law enforcement authorities in prosecuting users of the Website who are involved in such violations.
Specific Prohibited Uses: Karuna Advisors specifically prohibits any use of the Website, and you agree not to use the Website, for any of the following: distributing or otherwise publishing, without Karuna Advisors’s approval, any material containing any solicitation of funds, promotion, advertising, or solicitation for goods or services; soliciting other users of the Website to join or become members of any commercial online service; or deleting or revising any material posted by any other person or entity.
4. Karuna Advisors’s Liability
The Material may contain inaccuracies or typographical errors. Karuna Advisors makes no representations about the accuracy, reliability, completeness, or timeliness of the website or the Material. The use of the website and the Material is at your own risk. We reserve the right, at our discretion, to modify, add, or remove portions of the Website at any time without notice.
You acknowledge and agree that you are solely responsible for the form, content and accuracy of any material placed by you on the website and direct you to the Privacy Policy contained on the Website for provisions relating to your privacy while using the Website. KARUNA ADVISORS DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, KARUNA ADVISORS IS NOT RESPONSIBLE FOR THOSE COSTS.
THE WEB SITE AND MATERIAL ARE PROVIDED ON AN “AS IS” BASIS WITHOUT ANY WARRANTIES OF ANY KIND. KARUNA ADVISORS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. KARUNA ADVISORS MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS OR LINKS.
5. Disclaimer of Consequential Damages
IN NO EVENT WILL KARUNA ADVISORS, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL, RELIANCE OR CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE OR THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT KARUNA ADVISORS IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
6. Links to Other Sites
The Website contains links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by Karuna Advisors of the contents on such third-party websites. Karuna Advisors is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third-party sites. If you decide to access linked third-party sites, you do so at your own risk.
7. Limitation of Liability
The aggregate liability of Karuna Advisors to you for all claims arising from the use of the Material is limited to $100.
8. Termination
Karuna Advisors reserves the right, at its sole discretion, to immediately terminate your registration with, or ability to access, the Website and/or any other service provided to you by Karuna Advisors, upon any breach by you of the Terms of Use.
9. Indemnity
You agree to defend, indemnify, and hold harmless Karuna Advisors, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of the Terms of Use. Karuna Advisors will provide notice to you promptly of any such claim, suit, or proceeding and may assist you, at your expense, in defending any such claim, suit or proceeding.
10. General
Karuna Advisors makes no claims that the Material may be lawfully viewed or downloaded outside of the United States. Access to the Material may not be legal by certain persons or in certain countries. If you access the Website from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. The Terms of Use are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction of any claims arising under the Terms of Use will lie exclusively with the state or federal courts within New York, New York. If any provision of the Terms of Use is found to be invalid by any court having competent jurisdiction, the invalidity of such provision will not affect the validity of the remaining provisions of the Terms of Use, which will remain in full force and effect. No waiver of any provision of the Terms of Use will be deemed a further or continuing waiver of such provision or any other provision. Except as expressly provided in an end user software license, or in a “Legal Notice” or other statement by Karuna Advisors on the website, the Terms of Use constitute the entire agreement between you and Karuna Advisors with respect to the use of Website. No changes to the Terms of Use may be made except by a revised posting on this page.